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Stuart Lubline

I'm here to help you STRETCH your healthcare dollars

Stuart has been proudly serving the Northeast Ohio and beyond since 2004. While he's known as the health insurance guy, Stuart gradually expanded his reach and services over the years, offering unique products that help save you money at prices you can afford.   

Everyone’s healthcare needs are unique.  Stuart's consultative approach to creating a medical cost containment program for your family ensures that we prepare you for today...and tomorrow. 


Customers know they can depend on Stuart's friendly and knowledgeable service...always eager and available to help. 


Let us know how Stuart can help YOU!


Healthcare Plans

Expand Your Options Beyond Traditional ACA Plans

Now more than ever, individuals and families are feeling the pinch of healthcare costs.  High deductible, high premium plans leave individuals feeling as if they have no coverage at all!  A family could easily spend $40,000 every year before insurance pays...but not with our options. 

Medical cost share or short-term health insurance may be a solution for you!  Learn how you could save hundreds or even thousands of dollars every month, while still having the quality of care you deserve.

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The Ultimate Medical Benefit Savings Account

Available to EVERYONE! Covers Pre-Existing Conditions

Receive up to $2 in medical benefits or more for every $1 contributed into your account balance.  As the program progresses, it will allow you to raise your health insurance deductibles and lower your monthly premiums over time. This patent-approved account is designed to cover your out-of-pocket, medical cost obligations up to the higher deductibles.  It also allows you to pay for items not covered on your medical plan but pay 50¢ for every $1 in medical expenses.

  • Available to everyone, regardless of age or insurance plan

  • Covers pre-existing conditions

  • Guaranteed Issue – NO underwriting questions

  • 11 Different plans to meet your budget and your needs

  • Guaranteed $2 for $1 monthly account crediting over time

  • Use for out-of-pocket expenses

  • Takes 5 minutes to enroll

  • Includes $0 co-pay telemedicine benefits at NO additional cost to help you save even more


Supplemental Plans

Do You Have a Plan for Unexpected Medical Events?

Many times the unexpected injury, hospital stay or illness creates undue financial hardship. 


Your primary healthcare plan has deductibles, co-pays and more that cost you money.  It may mean putting bills on expensive credit cards or taking withdrawals from your hard-earned savings.

Furthermore, an extended illness costs much more than just the actual hospital bills.

Our custom-tailored supplemental insurance policies are built for these unexpected events and can leave you with peace-of-mind.

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Psychiatrists, Psychologists and Therapists can be hard to find, harder to schedule, and for many, hardest of all is paying for their visits.

  • Schedule visits 7 days a week

  • Only $25 per session fee with NO limits on use for Mental Health Practitioners

  • NO fees for Counseling, Teladoc Physician Service or Patient Advocate Solutions

  • NO contracts

  • $39.95/month for the entire family

  • Includes 24/7 Counseling, Mental Health Teledoc, Physician Teledoc and Health Advocate Solutions

  • All children ages 13 to 25 in the household are eligible*

  • Start using only 72 hours after enrolling

Powered by and Teledoc, a trusted name in healthcare for over 20 years, is perfect for uninsured, self-insured, people without mental health benefits and even for the fully insured who still struggle with fees and scheduling issues.

*See details by clicking on the Learn More button

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Brand Name Medications

Save up to 80% off U.S. Retail Pharmacies with our International Pharmacies...and it is Legal, Safe, Convenient.

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Dental Plans

A Better Way to Save on Dental Care

We know the care is so crucial for our well-being, but it is very expensive.  It is often the last thing we spend out money on until a toothache gives us no choice.


We know the other problem...purchasing dental insurance just doesn't make financial sense.  "Free cleanings" that aren't really free, deductibles, co-pays, co-insurance, waiting periods keep increasing, but limits on services are actually going down.

The solution?  Access to discounted services each and every time you visit the dentist.  Right now, we are having a BOGO special!

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