Strategies to Slash Health Costs without Reducing Health Care
The challenge is clear: healthcare costs keep rising, regulations limit your control, and efforts to manage expenses can create tension with employees.
We don’t change your healthcare plan or disrupt existing relationships. Instead, we improve access to high-use services—making care more affordable and convenient for your team. The result? Real savings for your business.
The Smarter Benefits Strategy (With Zero Cost)
Convert Payroll Taxes into Tax-Free Spending for your Employees' Healthcare Needs
Since 1978, the IRS has allowed Employers to create Section 125 plans so their Employees could benefit from purchasing qualified expenses on a tax-free basis. Compliance is KEY, and we have just that. CBIZ agrees!
This results in an increase in your Employee's take home pay and gives them a much-needed reserve of money to spend as needed on their healthcare. The Employer pays reduced FICA and FUTA taxes, which result in a net average gain to the Employer of $55 per employee per month.
Our plan has the added bonus of giving Employees transparent access to direct-pay medical services, eliminating the hassle of after-visit bills. Enjoy a comprehensive network of doctors, dentists, pharmacies, labs, and even a robust health and wellness platform, providing a complete healthcare package.
International Prescription Mail Order
Save 50% or more on the cost of your employee's brand name meds
Prescription Medications can easily be up to 35% of your entire healthcare budget. While only 7% of most company’s medications are brand name, it is responsible for 50% of most employers’ drug spend.
Did you know that it is legal, convenient and safe to source your employee's brand name medications from International Sources?
Health and Wellness Platform
A holistic Approach to Full Body and Total Fitness
Explore how we can help you provide a fully-customized wellness application- available at your employees' or clients' fingertips whenever and wherever they need it!
This price-conscious platform may be whitelabeled to integrate seamlessly into:
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Corporate wellness programs
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Self-funded health plans
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Diagnosis-specific platforms
It offers a laser-focused, customized experience for the end user:
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Nutritionist-created meals, recipes, even shopping lists
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Motivation, education and tracking via wearables
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May be integrated into a provider's platform
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Exercise regimen with easy to follow videos
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Health assessments and more
Labs, Tests, Scans, Blood tests and more...
Redirecting where your employees go for these items can provide tremendous savings
Let's face it, unless your employee pays out of pocket for testing, they don't always care what it costs. But as an employer, you DO care.
How do you get your employees to pay attention? They don't know how to get pricing, they don't know their rights, they don't know there are alternatives to having services performed inside their physician's hospital or office.
We can help. Transparency doesn't mean your employees will make the right choice, but transparency and guidance helps set them up for success!
Mental Health
The cost of impaired Mental Health in the workplace is Staggering
12 Billion work days lost every year...$1 Billion dollars of lost productivity...62% of employees leave due to mental health issues. What is your company's cost of not addressing Mental Health?
Offering affordable, accessible and anonymous health care is now available to large and small employers. Offering this outside of little-used EAPs and expensive healthcare gives Employers the opportunity to reach the "silent sufferers", help the bottom line and even save lives.
Heritage Consulting Group delivers affordable healthcare solutions that improve access, reduce costs, and give employers greater control over spending.
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