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216-242-2621

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Medical Cost Sharing

Heritage Consulting Group creates personalized plans to meet your needs

Everyone’s healthcare needs are unique.  Our consultative approach to creating a medical cost containment program for your family ensures that we prepare you for today...and tomorrow. 

Our most economical plan:  Care +

Essential Health Care Benefits

  • Medical Cost Sharing:  Protection for Large Medical Expenses

  • ​Telehealth:  Virtual Healthcare

  • ​LifeCare:  Mental Health Counseling and Life/Work Resources

  • ​Concierge Assistance:  Membership Navigation Help

  • ​Cost & Quality Search Assistance:  Provider Quality at Fairest Price

  • ​Care Connect:  Negotiation for large Medical Needs

 

Additional Features

  • Pharmacy Benefit Program: Deeply Discounted Medication

  • Personal Medical Records Vault:  Secure Storage of your medical records

  • QR Life Code:  Access for First Responders in Case of Emergency

  • ​WholeHealth Living:  Alternative Medicine & Healthcare Discounts

 

Monthly Contribution - Rates vary by age

Our more robust plan:  Secure

Essential Health Care Benefits

  • Minimum Essential Coverage Plan (MEC)

  • ​Medical Cost Sharing:  Protection for Large Medical Expenses

  • ​Telehealth:  Virtual Healthcare

  • ​LifeCare:  Mental Health Counseling and Life/Work Resources

  • ​Concierge Assistance:  Membership Navigation Help

  • ​Cost & Quality Search Assistance:  Provider Quality at Fairest Price

  • ​Care Connect:  Negotiation for large Medical Needs

 

Additional Features

  • Pharmacy Benefit Program:   Deeply Discounted Medication

  • Personal Medical Records Vault:  Secure Storage of your medical records

  • QR Life Code:  Access for First Responders in Case of Emergenc

  • WholeHealth Living:  Alternative Medicine & Healthcare Discounts

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Short-term Health Insurance

You don't always need a long-term solution to a short-term need

Short Term Medical gives you the flexibility to get the coverage you want, for the time that best suits you. Get access to benefits and options that provide protection for the costs associated with everyday health care and the unexpected, such as:

 

• Doctor visits and preventive care

• Emergency room and hospital stays

• Pharmacy benefits and discount options.

 

Together with network providers like Aetna® , and through partners like LIFE Association, our Short Term Medical plans can save you more on your health care; and help you keep your wallet, coverage, and wellness going strong.

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Custom Alternatives

A Health Insurance Plan Designed Specifically for YOU

As a consultant, my job is to find the perfect fit for you and your unique healthcare needs.  I offer a variety of plans to fit most peoples' needs:

  • ACA plans (open enrollment and qualifying events)

  • Non-ACA alternatives

  • Individual plans

  • Self-employed plans

  • Small group plans